Introduction to Retirement Planning

1- Understanding the importance of early planning

2 - Overview of investment options for retirement

Assessing Your Current Financial Health

1 - Evaluating your current savings and investment 2 - Setting realistic retirement goal

Understanding Retirement Accounts

1 - Differences between 401(k), IRA, and Roth IRA 2 - Benefits of each account type

Investment Strategies for 2024

1 -  Adapting to market change 2 - Diversification and asset allocation

1 - Maximizing tax benefits  2 - Understanding tax implications of different retirement accounts 

Tax Consideration

Risk Management

1- Balancing risk and return 2- Importance of an emergency fund

Automating Your Savings

1- Setting up automatic contribution 2- Benefits of consistent investing

Monitoring and Rebalancing Your Portfolio

1- Keeping track of your investment 2- When and how to rebalance

Planning for Healthcare Costs

1- Estimating future healthcare expense 2- Health savings accounts (HSAs) and their advantage

Conclusion: Staying on Track

1- Regularly reviewing your retirement plan 2- Adjusting your strategy as needed